Wednesday, July 7, 2010

July 27th is the Day

I found out that July 27th is my day in court for the bankruptcy. I thought I would meet before a judge and instead will be meeting with the creditors and also the trustee that I will be paying money to every month for the next five years for my Chapter 13 bankruptcy.

For the next five years if I want to do anything like selling assets such as the house or wanting to be part of a payment plan I need to pay my attorney $350 an incident in order for them to do paperwork to get it approved by a judge. Right now I'm saving money for a car. If I went to a dealership to finance a car I would need to go in front of a judge. If I save the money and pay for it in cash there is no need to go in front of the judge. I would rather pay in cash anyway and not have a montly payment. I don't see how I can afford a car until around February of next year. Right now I've been using my parents car and carpooling with a guy that lives down the road from me who works where I do.

Today I see my daughter after work. It's been quite surreal spending time with her after what happened. I am trying to make it work, though. It is obvious when I see her that she really misses me a lot and is excited to be spending time together. I am not there yet. I suppose the pain will go away over time and it will get easier as it goes. I hope so, at least.

I am taking two courses this quarter. One is a finance course and I'm learning that I never realized how many ways you can look at money. There are a lot of formulas, a lot of homework and I hope I get through with an "A". I don't want to mess up my 4.0 GPA. I have one more quarter after this one and will be graduating with my Bachelor's of Science in computer information systems in December. I can't wait.

I am thinking about going for a Master's afterwards. I'm not sure yet.

Well, July 27 here we go. I'm still waiting to find out when my other court date will be when I meet with a federal judge about my security clearance for work. So far I've received seven reference letters. I hope the judge rules in my favor.

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