Tuesday, February 3, 2009

Drug Testing, Background Checks and Bankruptcy

I now have to take a new drug test and background check since I'll possibly be changing jobs with my contract company. Late yesterday afternoon I waited in a doctor's office for an hour and a half to potty in a cup. How fun. I now have to wait two days for all of the results to get back and hopefully I will find out then if I get the job at the new company. That means I won't find out until at least late tomorrow afternoon or possibly Thursday. This is dragging out for so very long. It's interminable. I only hope in the end that I do get the job at the new company and they will want me to work full-time after six months.
It has been highly difficult to focus these last few days at work. On top of waiting to hear about this job I am getting a tad frustrated over trying to contact the attorney who served papers on me regarding the credit card bill that I owe. I can never get in contact with him and I'm worried that they'll go further in whatever they are going to do to me for not being able to pay. I don't want to be served papers again.
This past weekend I went to H&R Block to do my taxes. I'm scared to death that the attorney will get a judgment on me to garnish my tax refund if I don't hurry up and get the refund back. I want to use my tax refund to claim bankruptcy. If I don't get this money I don't know what to do. They said I should get the refund within eight to 21 days. I've been keeping my fingers crossed that the attorney doesn't do anything in that time frame, or if he does, that it doesn't get through the courts that fast.
Once I claim bankruptcy I can give the attorney the case number along with the other credit card companies I owe and get this over with. I really don't want to claim bankruptcy, but I don't have any choice. It is what it is and I must get it over with.
Bankruptcy is just another form of failure. It doesn't feel very good at all.

11 comments:

Cheri said...

Bankruptcy is also a fresh, new start for your credit...you can start with a blank slate and build it up now! :)

Anonymous Drifter said...

I can relate as I'm going through bankruptcy myself. Try not to judge yourself harshly.

Karen ^..^ said...

They are right. in these times, bankruptcy will become more the rule than the exception. Don't beat yourself up about it. You can only do what you can do, and no more than that. With one load off your shoulders, you can keep the rest from slipping, and your back from breaking. That has GOT to be a relief.

Da Old Man said...

Bankruptcy is a fresh start. It's not failure. It is clear you have learned from the past and won't repeat the mistakes.
It will be a new and better day.

Linda and her Twaddle said...

Bankruptcy is just an unfortunate hiccup. Not a failure. Personally, I would rather go bankrupt that have people chase me for money and cause me great anxiety. You have slogged it out long enough trying to avoid it. I am sure you would feel great relief.

Credit card companies are amoral.

Chunks of Reality said...

Yay! I can finally post comments in my blog!

Cheri - After what's happened, I never want credit again. Mind you, I realize it's a necessity, and I plan to be more judicious about it. I certainly hope it's a fresh start. That would be nice!

What about our blog concerning losing weight? Send me a mail at chunksofreality at gmail dot com.

Chunks of Reality said...

AD - We are our own worst critics, that's for sure.

Is bankruptcy as bad as they make it out to be? I'm not looking forward to it, but must do it.

Chunks of Reality said...

Karen - You're right. It will be a relief to finally get it over with. There is a lot of anxiety experienced getting to that point, though. I need to just relax a bit.

Chunks of Reality said...

Thanks, Old Man!!

Linda - You are exactly right. I've just been worried about filing because of where I work. If I can get this other job I just want to file and get it over with pronto.

I love that picture of you, by the way!

Bikran said...

bankruptcy is just that the time is not favoring us.Every end is a new beginning. hope you will get outta this sooner.

Immi said...

Bankruptcy or insanity. Easy choice.

 
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